Freelance Finance 101

Title: Freelance Finance 101 (by Hiroko Nishimura)
Format: ebook downloadable in , , and formats (.zip file)
Website: https://freelancefinance101.com

Freelancing and starting Side Hustles can open doors to amazing opportunities, financial freedom, and finding fulfilling work that's not tied to your 9-to-5 employer. There are countless articles, blog posts, and YouTube videos telling you to start hustling now for RICHES!!! However, the nitty gritties of Freelance Finances is rarely discussed. 

How do I pay quarterly taxes? What kind of business structure should I choose? What is an EIN? How can I save for retirement as a freelancer? There are A LOT of questions, but no one-stop-shop to get all the answers.

Freelance Finance 101 is here to change that. It is a book that distills HUNDREDS (if not THOUSANDS) of hours of research I, a 2nd-year freelancer, have done for my small business. Having gone from $400 freelance income in January 2019 to over $13,000 freelance income in March 2021, I had A LOT to learn, and FAST!

Things like how to rollover my corporate HSA to a personal no-fee account to choosing whether I want an LLC or an S Corp, to choosing my retirement account type, to figuring out how to calculate and pay taxes... There is a lot to learn, and a lot to do.

Freelance Finance 101 will help you learn the vocabulary and concepts so you can work with an accountant or lawyer to get the resources you need to set your small business up for financial success!

Table of Contents

• Chapter 1: The Decision to Freelance
• Chapter 2: Initial Startup Funds
• Chapter 3: Transfer your 401(k) and HSA
• Chapter 4: Health Insurance options for Self-Employment
• Chapter 5: Self-Employment Structures
• Chapter 6: Which Corporate Structure should I choose?
• Chapter 7: Creating and managing Business Bank Accounts
• Chapter 8: Bookkeeping: No Way Around It
• Chapter 9: Retirement options for the Self-Employed
• Chapter 10: Accounting Principle: Pay Yourself First
• Chapter 11: Getting Paid
• Chapter 12: Taxes as a Freelancer
• Chapter 13: Pricing Yourself as a Freelancer
• Chapter 14: Thinking Like a Business Owner